Leaders in last mile delivery and proof of life financial services technology.

Our Story

We’re a provider of technology solutions

that use biometric digital identity to guarantee

proof of life and enable low cost last mile

delivery of basic financial services.


Guaranteed proof of life

Paycode’s solution uses biometric digital identity to guarantee proof of life, reduce inefficiencies and save costs. Our technology ensures data and payments integrity using secure, verified and authenticated unique identity.


Reaching the last mile

Paycode’s solution enables last mile delivery of financial services or any other digital data transaction. The solution can process transactions offline in real time, no connectivity is required to provide financial inclusion.


Simplicity & interoperability

Paycode’s solution is completely interoperable with existing technology infrastructure. Whether its mobile money integration, alternative payment platforms or integrating open-loop and closed-loop card payment scheme, we take existing banking solutions further.


Our innovative technology has been recognised by the world’s leading industry players including Citi, IBM, Mastercard, Microsoft, PWC, the International Monetary Fund, Gemalto, Thales, KPMG and the South African Reserve Bank.

Citi Tech 4 Integrity

Paycode won the ‘Audience Choice Award’ at the Citi Tech 4 Integrity Challenge held in Dublin, Ireland in 2017.

Best Innovation Partner Award

Paycode was the winner of the Thales / Gemalto ‘Best Innovation Partner Award’ at the Gemalto Partner Conference in Dubai, UAE in 2019.

Global Fintech Hackcelerator

Paycode was selected as a Top 10 Finalist at the South African Reserve Bank and KPMG Matchi Global Fintech Hackcelerator in Johannesburg South Africa in 2019.

Mastercard Start Path

Paycode is part of Mastercard’s award-winning startup engagement program, Start Path.

Solving Financial Inclusion

Paycode’s biometric digital identity

and payments technology works

seamlessly everywhere in the world.

We simplify payments in deep rural areas giving people the ability to transact offline in real time. Our technology supports multiple data types including biometrics, KYC (Know-Your-Customer) data, location data, health data and more. Any financial institution, central bank, government or company can utilise our technology to enhance their own systems, or add innovative solutions to existing products and services. As specialists in last mile delivery and proof of life solutions we believe we can significantly impact financial inclusion in Africa by giving biometric digital identity and low cost access to basic financial services to the unbanked and underserved.